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Video: What is a Stock Split?
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| C&F Financial Corporation is a bank holding company. Co. owns Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank. Co.'s segments include community banking, mortgage banking and consumer finance. Community banking segment provides services through C&F Bank. C&F Bank provides a range of banking services to individuals and businesses. These services include various types of checking and savings deposit accounts, as well as business, real estate, development, home equity and installment loans. C&F Bank operates approximately 31 banking offices and four commercial loan offices. According to our CFFI split history records, C and F Financial has had 1 split. | |
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C and F Financial (CFFI) has 1 split in our CFFI split history database. The split for CFFI took place on July 21, 1998. This was a 2 for 1
split, meaning for each share of CFFI owned pre-split, the shareholder now owned 2 shares. For example, a 1000 share position pre-split, became a 2000 share position following the split.
When a company such as C and F Financial splits its shares, the market capitalization before and after the split takes place remains stable, meaning the shareholder now owns more shares but each are valued at a lower price per share. Often, however, a lower priced stock on a per-share basis can attract a wider range of buyers. If that increased demand causes the share price to appreciate, then the total market capitalization rises post-split. This does not always happen, however, often depending on the underlying fundamentals of the business.
Looking at the CFFI split history from start to finish, an original position size of 1000 shares would have turned into 2000 today. Below, we examine the compound annual growth rate — CAGR for short — of an investment into C and F Financial shares, starting with a $10,000 purchase of CFFI, presented on a split-history-adjusted basis factoring in the complete CFFI split history.

Growth of $10,000.00
With Dividends Reinvested
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| Start date: |
07/20/2016 |
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| End date: |
07/17/2026 |
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| Start price/share: |
$46.22 |
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| End price/share: |
$79.97 |
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| Starting shares: |
216.36 |
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| Ending shares: |
293.52 |
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| Dividends reinvested/share: |
$15.94 |
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| Total return: |
134.73% |
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| Average Annual Total Return: |
8.91% |
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| Starting investment: |
$10,000.00 |
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| Ending investment: |
$23,473.40 |
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| Years: |
10.00 |
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Growth of $10,000.00
Without Dividends Reinvested
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| Start date: |
07/20/2016 |
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| End date: |
07/17/2026 |
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| Start price/share: |
$46.22 |
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| End price/share: |
$79.97 |
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| Dividends collected/share: |
$15.94 |
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| Total return: |
107.51% |
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| Average Annual Total Return: |
7.58% |
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| Starting investment: |
$10,000.00 |
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| Ending investment: |
$20,760.05 |
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| Years: |
10.00 |
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| Date |
Ratio |
| 07/21/1998 | 2 for 1
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